Test Credentials

Paytrail Payment Service is testable using merchant ID 13466 and merchant secret 6pKF4jkv97zmqBJ3ZL8gUw5DfT2NMQ. These test credentials work with form interface, REST interface and payment method selection page embedding.

Shopify gateway is testable using merchant ID 13466 and Shopify token d3d86c09e781a00dda469e420166623f67a618e6.

The test credentials for the Finnish banks and credit cards are listed below. They can be used with the test credentials to test the complete payment process without making any real payments.

Payment methods MobilePay, Jousto, and Collector are not available for the test merchant, and can’t be tested.

Nordea

  • ID: 123456
  • Password: 1234

Osuuspankki

  • User ID: 123456
  • Password: 7890
  • Keynumber: Any number.

Danske Bank

Use your own user ID for testing. Payments will not be charged on your bank account.

Ålandsbanken

  • User ID: 12345678
  • ID code: 1234

Handelsbanken

  • User ID: System fills it for you.
  • ID code: System fills it for you.

Aktia

  • User ID: 12345678
  • Password: 123456
  • Security code: 1234

POP Pankki

  • User ID: Bank’s web site will provide these for you.
  • Password: Bank’s web site will provide these for you.
  • Security code: Bank’s web site will provide these for you.

Säästöpankki

  • User ID: Bank’s web site will provide these for you.
  • Password: Bank’s web site will provide these for you.
  • Security code: Bank’s web site will provide these for you.

S-Pankki

  • User ID: 12345678
  • Password: 9999
  • Security code: 1234

Visa

  • Card Number: 4925000000000004
  • Expiry: later than current date
  • CVC: any 3 digits

MasterCard

  • Card Number: 5413000000000000
  • Expiry: later than current date
  • CVC: any 3 digits

American Express

  • Card Number: 375700000000002
  • Expiry: later than current date
  • CVC: any 3 digits

Card transaction errors can be simulated by setting the payment amount in following way.

The amount ranges 0.01 to 0.99 and 1.01 to 4.99 will always make the credit card to return a response code that is not OK. These ranges will return their decimal parts as the response code, e.g. the amount 1.52 triggers the response code 52. Paytrail considers the payments that receive an error code as failed payments.

Oma Säästöpankki

  • User ID: Bank’s web site will provide these for you.
  • Password: Bank’s web site will provide these for you.
  • Security code: Bank’s web site will provide these for you.

Remember that Paytrail also sets a minimum limit for payment amount that is 0,65 €.