4.4. Selection and visibility of payment methods

4.4.1. Introduction

This chapter introduces payment method specific settings: field PAYMENT_METHODS for selecting and hiding methods and list of special payment method specific restrictions in the table below.

Field PAYMENT_METHODS is a comma separated list of payment methods visible at payment method selection page. If only one is set the payment method page is bypassed and payer is directed to payment method provider page.

Payment page bypass is a premium feature that enables the selection of the payment method already in the web shop. When using bypass, the customer is directed to the selected payment service without visibly passing through Paytrail's service.

4.4.2. Payment method values

Table 4.10. Available payment method IDs

Method nameIDTypeRequirements
Nordea1Finnish bank 
Osuuspankki2Finnish bank 
Danske Bank3Finnish bank 
Ålandsbanken5Finnish bank 
Handelsbanken6Finnish bank 
PayPal9Debit/credit card

Only available as interface; requires own agreement with PayPal and is hidden until credentials are saved in Merchant's Panel

S-Pankki10Finnish bank 
Klarna Invoice11Invoice

PAYER_PERSON_PHONE should be defined

Payer details should be defined (name, address, zip, city, country)

Only available as interface; requires own agreement with Klarna and is hidden until credentials are saved in Merchant's Panel

Klarna Installment12Invoice

PAYER_PERSON_PHONE should be defined

Payer details should be defined (name, address, zip, city, country)

Only available as interface; requires own agreement with Klarna and is hidden until credentials are saved in Merchant's Panel

Jousto18Invoice

Minimum amount 20 €

Maximum amount 5000 €

Visa30Debit/credit card 
MasterCard31Debit/credit card 
Diners Club34Credit card 
JCB35Debit/credit card 
Aktia50Finnish bank 
POP Pankki51Finnish bank 
Säästöpankki52Finnish bank 
Visa (Nets)53Debit/credit card 
MasterCard (Nets)54Debit/credit card 
Diners Club (Nets)55Credit card 
American Express (Nets)56Credit card 
MobilePay58Debit/credit card 
Collector Bank60Invoice

VAT_IS_INCLUDED value 1

ITEM_QUANTITY[n] should be integer

Maximum amount 5000 €

Product details should be defined

Payer details should be defined (name, address, zip, city, country)

Oma Säästöpankki61Finnish bank